Welcome to Global Wealth Builders Ltd.
Thank you for visiting our website. Most people who visit us want to know how we would manage their investment portfolio and what separates us from other wealth managers.
We are confident you will agree that our investment process and disciplines are profoundly superior to the methods practiced by other wealth managers. We actually manage risk in our portfolios by actively adjusting the mix of investments through the economic cycle. We do not rely on the “long term” to bail us out of a bad decision.
Speaking of "bad decisions". We do not practice market timing, but do adjust the composition of our portfolios when the economy is slowing, when interest rates are rising and when government policy is reducing monetary liquidity. These conditions cause painful losses to portfolio values. We call it GIP ( GDP Growth, Inflation & Policy).
All these indicators are presently negative for financial markets and protecting capital is essential. Investors are advised to hold for the long term. We disagree because it takes too long to recover lost portfolio values.
It is estimated by our consultants that after the current correction, it could take 10 - 12 years of zero returns before markets recover to currrent levels.
Anyone over 50 should carefully consider this history due to potential damage to a Financial Plan.
The chart below illustrates the long history of zero returns following major corrections.
Our Investment Process
The economy and markets are cyclical and the cyclicality presents both money making and risk management opportunities through the cycle. There are always opportunities to profit no matter what kind of market is in place.
Our investment process divides the economic cycle into 4 Quadrants based on growth of GDP and the rate of Inflation.
Comprehensive analysis of the economy and financial markets provides the framework to ascertain with some confidence, which Quadrant is at play. Historical observation identifies the assets that perform the best and worst in each Quadrant of the cycle.